When it comes to purchasing a recreational trailer, most buyers are focused on two big goals: finding the right unit and making the payments manageable. At TSF, our lenders are proud to offer financing terms up to 240 months for most types of trailers (that's 20 years!) for qualified borrowers, giving you more flexibility and freedom in your purchase.
Lenders offer 240 months for most types of trailers, as Cargo & Utility trailers have a max of 180 months. Contact us to learn more and to see if you qualify.
But what does that really mean for you? And why is this such a valuable benefit? Let's break it down.
Lower Monthly Payments = More Room to Breathe
One of the most immediate and noticeable benefits of a longer loan term is a lower monthly payment. By spreading out the cost of your recreational trailer over a longer period, you can enjoy more manageable payments that won't stretch your monthly budget. This is especially helpful for buyers who want a higher-end unit or are trying to balance other financial goals like saving for retirement, college, or travel.
Access to a Better Trailer — or More Features
With more affordable monthly payments, you may be able to upgrade your purchase. That could mean a larger trailer, a newer model, or one with upgraded features like solar panels, slide-outs, or luxury finishes. Instead of settling for the bare minimum, longer terms give you room to buy a trailer that truly fits your lifestyle and travel ambitions.
Why TSF Can Offer This Advantage
At TSF, our deep understanding of the recreational trailer industry allows us to work with lenders who specialize in this unique market. We know how to match qualified borrowers with long-term financing options that aren't typically offered at your average bank or credit union.
We also take the time to verify collateral and appraise value accurately, giving lenders the confidence they need to support extended terms. Our relationships, expertise, and hands-on guidance mean we can offer solutions that are often out of reach elsewhere.
Enjoy Now, Pay Smartly Over Time
The 240-month term isn't just about stretching out payments — it's about creating a smart, sustainable financing plan that works with your long-term goals. Many of our customers prefer to keep cash on hand for maintenance, upgrades, or travel expenses, rather than locking it all into a lump-sum purchase. With our lender's extended terms, you can start enjoying your trailer today without sacrificing your financial peace of mind.
Let TSF Help You Hit the Road
At TSF, we believe financing shouldn't be a roadblock to adventure — it should be the on-ramp. If you're ready to explore what 240-month terms could mean for your next recreational trailer purchase, reach out to our team today. We'll guide you through every step, from appraisal to closing.